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SS and Ret Planning 2017

Social Security & Medicare Planning classes.  Class dates coming soon, Retirement Planning 101 now available upon request!
 
 

 

Social Security and Medicare Planning is coming soon!


What is your greatest benefit concern?

 

Which Social Security strategy best suits your plan? 

 

The Social Security Planning class covers the following topics:

Ø Filing Status: Understanding the difference between Early filing, FRA PIA dollars and Delayed credit.

Ø Benefit Types: Are spousal, divorced spouse, survivor or disabled benefits available?

Ø Earning Test: How much money can you earn before losing SS benefit dollars?

Ø Taxation: Did you know that up to 85% of your SS benefits could be subject taxes.

Ø Strategies: Learn about ‘File & Suspend’, ‘Claim Now, Claim More Later’ and other strategies.

 

Are you prepared for Medicare?    

 

The Medicare Planning class follows with these topics:

Ø Key Points: Medicare is not free, not automatic and is subject to late enrollment penalties.

Ø Covered & Not Covered: Parts A, B, C, D and those services not covered by Medicare.

Ø Enrollment: The difference between Initial, Special, General, Open & Disability enrollment.

Ø Costs & Expenses: Premiums, Income Related Adjustments, Penalties, Deductibles and more.

Ø Managing Expenses: Strategies to manage Medicare expenses.

 

Have you maximized your benefits? Not doing so could result in missing out on thousands of dollars!

 

Class will be held at 223 E. Thousand Oaks Blvd, Suite 403, Thousand Oaks, CA.  There is a $20 per person, non-refundable registration fee due prior to class.  Seating is limited, reservations and a minimum class attendance of 5 persons will be required, contact PFS if interested in attending.

 

Class dates coming soon!
 

All are welcome, bring a friend and make your reservation today!

 
 
 
 
 

Retirement Planning 101  

 

How many years will you spend in retirement? 

 

What quality of life will you enjoy?

 

The Retirement Planning class covers the following topics:

Ø Financial Basics: The secret to wealth, SMART goals, compound interest, inflation and taxes.

Ø Retirement Income: Social Security strategies, the ‘still working’ penalty, 72(t) schedules and RMDs.

Ø Investments: Investment risks, bonds, equities, mutual funds, annuities, 529 plans and asset allocation.

Ø Risk Management: Identifying and mitigating risk, types of insurance, Medicare and long term care.

Ø Estate Planning: Reviewing ‘Must Have’ documentation, gifting and estate tax exemptions and rates.

Ø Living Life on Purpose: Your financial values, creating a balanced life and your financial roadmap.

 

What is procrastination costing you? The best time to get started is now!

 

Class available upon request!

 

Class will be held at 223 E. Thousand Oaks Blvd, Suite 403, Thousand Oaks, CA.  There is a $40 materials fee due prior to the first class.  Seating is limited, reservations and a minimum class attendance of 5 persons will be required, contact PFS to register.

 

All are welcome, bring a friend and make your reservation today!
 
 Anna-Christina Garcia
Phone: 818-991-7794
Email: anna@pacfs.com

 

 




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