Investments

Because no two investors are alike, Pacific Financial Strategies, Inc.  offers clients a range of model portfolios that we construct using asset allocation from Conservative to Aggressive strategies. Asset allocation is the division of a portfolio’s investments among asset classes to balance expected risk and reward. These asset classes may include small and large stocks, value and growth stocks, domestic and international bonds, developed and emerging market securities, real estate, and possibly others. Diversification reduces the risk of uncertainty and weightings  in numerous asset classes determines results in the portfolio. 

A simplified version of portfolio allocation is “Don’t put all your eggs in one basket”. A properly diversified portfolio will have assets that are not closely correlated with each other so that competitive returns can be achieved in various economic environments.

Do you have a 401(k) or another retirement plan with your employer and need assistance managing those assets? We can apply the same principles of our investment strategies to your company retirement plan.

In addition to our core model portfolios, we also offer strategies that are more actively managed where short term performance is emphasized over long term performance. These types of investments would be suitable for those with a high tolerance for risk.